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Licensing & Registration
Company Name
Harvest Income Solutions & Insurance Services
License Number
California Dept. of Insurance License # 601042
Licensed Agent
Brady Schmidt, CA # 601042
Harvest Income Solutions, Inc. is an independent agency, and Brady is an independent agent representing many of the top insurers.
Educational Purpose & Scope
Important Notice
This material is provided for educational and informational purposes only and does not constitute an offer to buy or sell any securities or investment products.
What We Don't Provide
Brady Schmidt does not provide legal, tax, or securities advice
Clients should consult their own attorney, CPA, or qualified financial professional regarding their specific situation
Referrals to trusted advisors we work with upon request
Independent Agency Status
Harvest Income Solutions & Insurance is not a captive agent & therefore presents a plethora of options from those companies deemed to provide the best solution for a clients individual needs.
01
Independent Representation
Brady represents many of the top insurers as an independent agent
02
Client-First Approach
Brady's allegiance is to the client's best interest, not the companies he places business with
03
Unbiased Recommendations
Not based on any insurer or marketing agency perks, trips or otherwise
Compensation & Recommendations
Though Brady is compensated by insurers for placing business, recommendations are based on what is deemed best for a client, as agreed upon by the client, and is not commission driven.
Recommendations are based on what is deemed best for a client, as agreed upon by the client, and are not commission driven.
Annuity Products & Guarantees
Product Suitability
Only when suitable, appropriate and fully aligned with an individual(s) goals & risk tolerance may a variety of fixed and/or fixed-indexed annuity products be presented as part of an overall retirement income strategy.
Important Limitations
Guarantees provided by fixed annuities are backed solely by the claims paying ability of the issuer & not FDIC insured or government sponsored
Annuities are long term in nature, may contain certain fees & restrictions
They are not suitable for everyone
Third-Party Links & Affiliate Disclosure
External Links
Some content may include links to third-party websites. We do not control, endorse, or guarantee the accuracy, security, or privacy practices of third-party content or websites. Accessing external links is done at your own risk.
Affiliate Relationships
This site may contain affiliate links. We may be compensated if a purchase is made directly with an affiliate via a link, at no additional cost to you.
Any data shared with third-party partners, when applicable, is used solely for the stated purpose and not for unrelated marketing.
Client Testimonials Disclaimer
Testimonials should not be relied on in making your conclusions or financial decisions. No clients were compensated for providing their testimonial.
We occasionally ask clients to provide feedback publicly as to their experience in working with Brady Schmidt. Testimonials are from those clients that provided their permission, therefore, comments shown may not be representative of all client opinions or experiences.
Important:Positive comments should not be construed as a guarantee that Brady Schmidt, Harvest Income Solutions, will be able to provide a client with the same satisfactory results though every effort is made to deliver high quality service.
There can be no assurance the clients that provided a past testimonial would have similar comments in subsequent years, or remain clients.
Contact & Questions
Need Clarification?
If you have questions about any of these disclosures or need additional information about our services, licensing, or practices, please don't hesitate to reach out.
All disclosures are provided to ensure transparency and compliance with California Department of Insurance regulations and industry best practices.